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In psychology, the human mind is considered to be a cognitive miser due to the tendency of humans to think and solve problems in simpler and less effortful ways rather than in more sophisticated and effortful ways, regardless of intelligence. Just as a miser seeks to avoid spending money, the human mind often seeks to avoid spending cognitive effort. The cognitive miser theory is an umbrella theory of cognition that brings together previous research on heuristics and attributional biases to explain when and why people are cognitive misers. Psychologists Susan Fiske and Shelley Taylor introduced the term in 1984, writing that "People are limited in their capacity to process information, so they take shortcuts whenever they can." It is an important concept in social cognition theory and has been influential in other social sciences such as economics and political science.

== Assumption == The metaphor of the cognitive miser assumes that the human mind is limited in time, knowledge, attention, and cognitive resources. Usually people do not think rationally or cautiously, but use cognitive shortcuts to make inferences and form judgments. These shortcuts include the use of schemas, scripts, stereotypes, and other simplified perceptual strategies instead of careful thinking. For example, people tend to make correspondent reasoning and are likely to believe that behaviors should be correlated to or representative of stable characteristics.

== Background ==

=== The naïve scientist and attribution theory ===

Before Fiske and Taylor's cognitive miser theory, the predominant model of social cognition was the naïve scientist. First proposed in 1958 by Fritz Heider in The Psychology of Interpersonal Relations, this theory holds that humans think and act with dispassionate rationality whilst engaging in detailed and nuanced thought processes for both complex and routine actions. In this way, humans were thought to think like scientists, albeit naïve ones, measuring and analyzing the world around them. Applying this framework to human thought processes, naïve scientists seek the consistency and stability that comes from a coherent view of the world and need for environmental control. In order to meet these needs, naïve scientists make attributions. Thus, attribution theory emerged from the study of the ways in which individuals assess causal relationships and mechanisms. Through the study of causal attributions, led by Harold Kelley and Bernard Weiner amongst others, social psychologists began to observe that subjects regularly demonstrate several attributional biases including but not limited to the fundamental attribution error. The study of attributions had two effects: it created further interest in testing the naive scientist and opened up a new wave of social psychology research that questioned its explanatory power. This second effect helped to lay the foundation for Fiske and Taylor's cognitive miser.

=== Stereotypes === According to Walter Lippmann's arguments in his classic book Public Opinion, people are not equipped to deal with complexity. Attempting to observe things freshly and in detail is mentally exhausting, especially among busy affairs. The term stereotype is thus introduced: people have to reconstruct the complex situation on a simpler model before they can cope with it, and the simpler model can be regarded as a stereotype. Stereotypes are formed from outside sources which identified with people's interests and can be reinforced since people could be impressed by those facts that fit their philosophy. On the other hand, in Lippmann's view, people are told about the world before they see it. People's behavior is not based on direct and certain knowledge, but pictures made or given to them. Hence, influence from external factors are unneglectable in shaping peoples stereotypes. "The subtlest and most pervasive of all influences are those which create and maintain the repertory of stereotypes." That is to say, people live in a second-handed world with mediated reality, where the simplified model for thinking (i.e., stereotypes) could be created and maintained by external forces. Lippmann suggested that the public "cannot be wise", since they can be easily misled by overly simplified reality which is consistent with their pre-existing pictures in mind, and any disturbance of the existing stereotypes will seem like "an attack upon the foundation of the universe". Although Lippmann did not directly define the term cognitive miser, stereotypes have important functions in simplifying people's thinking process. As cognitive simplification, it is useful for realistic economic management, otherwise people will be overwhelmed by the complexity of the real rationales. Stereotype, as a phenomenon, has become a standard topic in sociology and social psychology.

=== Heuristics === Much of the cognitive miser theory is built upon work done on heuristics in judgment and decision-making, most notably Amos Tversky and Daniel Kahneman results published in a series of influential articles. Heuristics can be defined as the "judgmental shortcuts that generally get us where we need to go—and quickly—but at the cost of occasionally sending us off course." In their work, Kahneman and Tversky demonstrated that people rely upon different types of heuristics or mental short cuts in order to save time and mental energy. However, in relying upon heuristics instead of detailed analysis, like the information processing employed by Heider's naïve scientist, biased information processing is more likely to occur. Some of these heuristics include:

representativeness heuristic (the inclination to assign specific attributes to an individual the more he/she matches the prototype of that group). availability heuristic (the inclination to judge the likelihood of something occurring because of the ease of thinking of examples of that event occurring) anchoring and adjustment heuristic (the inclination to overweight the importance and influence of an initial piece of information, and then adjusting one's answer away from this anchor). The frequency with which Kahneman and Tversky and other attribution researchers found the individuals employed mental shortcuts to make decisions and assessments laid important groundwork for the overarching idea that individuals and their minds act efficiently instead of analytically.